Ed Douglas retired in 2006 from Citizens Bancshares Bank, in Chillicothe, Missouri, after nearly thirty-two years with the company. He spent his last twenty years as president and, later, chairman and CEO. Under his leadership, the company grew its capital and increased assets over tenfold to a 1,000,000,000 dollar bank holding company with locations in twenty-five towns. His current title is Chairman Emeritus and Board Member of Citizens Bancshares.

He is a Certified Financial Planner and currently operates Ed Douglas Certified Financial Planning/Consulting. Ed is the author of two other books, Making a Million with Only $2000: Every Young Person Can Do It, and The Money Marathon: 7 Simple Steps to Financial Freedom. He regularly gives financial seminars and speaks to groups on important financial topics. Ed has been appointed by three different governors in Missouri to statewide positions, including Commissioner of the Missouri Highway and Transportation Commission and President of the Northwest Missouri State University Board of Regents. He and his wife Marla reside in Chillicothe and they have three children.